What is the difference between Short-Term Disability (STD) and Long-Term Disability (LTD)?
Short-Term Disability policies (STD) have a waiting period of 0 - 14 days with a maximum benefit period of no longer than two years (24 months).
Long-Term Disability policies (LTD)have a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life.
Take time today to speak with us, confidentially, to discuss protecting your current and future income.
Life Happens and we’re here to help you prepare for it ©
Find Us On: