Life Health Home Insurance Group, LLC
Ellen Davis
Ellen Davis
Ellen Davis
Call now: 1-301-728-5505

​What is the difference between Short-Term Disability (STD) and Long-Term Disability (LTD)?

Short-Term Disability policies (STD) have a waiting period of 0 - 14 days with a maximum benefit period of no longer than two years  (24 months). 

Long-Term Disability policies (LTD)have a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life.

Fact Sheet: Things to Consider for Disability Insurance 

Take time today to speak with us, confidentially, to discuss protecting your current and future income.

Disability Insurance

Life Happens and we’re here to help you prepare for it ©

Ellen Davis

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